John Rampton

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Winning Strategy for Your Money

“A vision without a strategy remains an illusion.” Lee Bolman While the quote above applies to almost any situation in life, I’ve found it to be most...

The 10 Most Easy-to-Understand Annuities Info You Can Find

Are you sitting down? I hope so. As someone who considers themself an annuity champion, I’m going to be 100% honest with you all. Not everyone should...

Understanding Annuities and Taxes: Mistakes People Make

When it comes to taxes, we all have to pay the piper. In this case, the piper is Uncle Sam. So, even though you’ve seemingly already paid your fair sh...

How to Find the Present Value of an Annuity

Because annuities offer advantages like regular lifetime payments, premium protection, tax-deferred growth, unlimited contributions, and various inves...

Understanding Annuities: A Quick Read Guide

Did you know that over the last four decades, life expectancy has increased in the U.S.? While there was a concerning decrease in 2020, mainly because...

Should You Hire Interns in Your Finance Firms?

In some variation, internships have been around for centuries. For example, back in the 1080s, it took apprentices up to seven years to learn a trade....

What is a Tax-Deferred Annuity?

Just this morning I booked my room for an upcoming wedding. What I’ve preferred when making a room reservation is that you aren’t charged until you ch...

What is a Single Life Annuity?

Do you see retirement on your horizon? If so, you probably have some valid concerns. These include everything from adjusting to a post-work life to en...

What Can Be Classified as an Annuity and Not a Perpetuity?

Have you been thinking about your retirement lately? If you haven’t, it’s about time you do. After all, you want to enjoy your golden years and not st...

10 Interactive Money-Saving Tips for Small Business Owners

Businesses large and small all want to make more and save more. However, saving money is much easier said than done, especially for new companies. The...

What is a Deferred Annuity?

Over the weekend I jumped in the car and went for a leisurely drive. During my ride, Tom Petty’s “The Waiting” came on. While belting out “Yeah, the w...

50 Budgeting Tips for Small Business Owners

Business is all about money. As a business owner, you want to make as much as you can and be frugal where you have to be. Budgeting for payroll and pa...

Best Annuity Rates: Find the Right Annuity Provider for Your Retirement

Annuity rates are the percentage your annuity grows each and every year. Whether you’re still in the planning stages or have just recently retired, yo...

10 Habits That Drive Your Financial Growth

Unless you’re in the small percentile of people who are have received a large inheritance or trust fund or won the lottery, you need to build your wea...

The Five Best Annuities for Retirees

Whether you’ve recently retired, are five years out, or have parents approaching retirement, an annuity can help build tax-deferred savings. Why’s tha...